What’s New in South Florida and the Treasure Coast Markets
Luxury Homes and Lifestyles – October 2025
Highlights:
- CHECK THE BLOG FOR MORE ARTICLES and Previous What’s New posts for prior articles
- NEW 2025 Conforming Loan Limit Increased to $806,200 in 2025 from $766,200 in 2024 – an increase of $39,950 or 5.2%
- 2022 New Conforming Loan Limits Increase to $647,200 for South Florida counties, FHA and VA limits are – $460,000 for Palm Beach County and $381,600 for St Lucie and Martin Counties. View the article for complete details.
- 3 Reasons Home Affordability is Showing Signs of Improvement this Fall
- Luxury Market Update – Stone Creek Ranch – 3 ultra luxury homes for sale $20 – $47.5 million , plus 1 sold at $37,000,000 to Mark Walhlberg.
- The Home Buying Process
- What House Can I Afford plus new real estate calculators added in the Mortgage Finance Center
- South Florida Area Market Reports for September 2025 / October Available by November 6th, 2025
3 Reasons Home Affordability is Showing Signs of Improvement this Fall
The cost of buying a home really comes down to three things – SUMMARY: See more charts on info below
- Mortgage rates – Rates have been decreasing from 7% in June to 6.3% currently. Monthly payments have decreased by $290 since June 2025. Trend shows purchase applications up 20%
- Home prices – home prices moderating and increases staying flat
- Your wages – Increase of 4% annually
SOLD – Mizner Country Club, Delray Beach $1,000,000 – 3800 sq. ft. luxury Mediterranean home in boutique Country club in Delray Beach with amazing amenities.
SOLD – Riverland 55+ – Valencia Walk resale – $465.000,00. Riverland and it’s 4 communities offer amazing amenities for 55+ retirement.
SOLD – Veranda Preserve – Lennar Homes New Construction – $421,365
SOLD – PGA Verano resale – $390,000 lake front home with location close to Golf cart path to PGA Golf Club.
Luxury Market Update
Ultra luxury market has active listings and sales – Stone Creek Ranch in west Delray Beach near Mizner Country Club currently has 3 listings in the $20,000,000 to $47,500,000, with another one listed at $45,000,000 just sold for $37,000,000 to actor and producer Mark Wahlberg. This community offers all homes on 2.5 acre lots, with most of them on prime lake front settings, and large enough for amazing pools and grounds, some with room for a tennis court.
The Home Buying Process
This page is being updated and expanded with more local information and tips on property taxes, insurance and mortgage information. Each State has different calculations for property taxes. See How Real Estate Property Taxes are Calculated in Florida.
How Much House Can You Afford?
Also visit the Mortgage Finance Center; main page for Mortgage programs, Affordability Worksheets and Calculators.
Market Trends Updates for September, 2025 / October Available November 6, 2025
View the updated Market Trends and Reports for various cities in Palm Beach County, St Lucie and Martin Counties. These reports automatically update around the 5th of the month so check back and keep up to date!
