What’s New in South Florida and the Treasure Coast Markets
Luxury Homes and Lifestyles – February 2026
Highlights:
- CHECK THE BLOG FOR MORE ARTICLES and Previous What’s New posts for prior articles
- NEW 2025 Conforming Loan Limit Increased to $806,200 in 2025 from $766,200 in 2024 – an increase of $39,950 or 5.2%
- 2022 New Conforming Loan Limits Increase to $647,200 for South Florida counties, FHA and VA limits are – $460,000 for Palm Beach County and $381,600 for St Lucie and Martin Counties. View the article for complete details.
- Top 3 Reasons to Buy a Home Before Spring
- The Home Buying Process
- What House Can I Afford plus new real estate calculators added in the Mortgage Finance Center
- South Florida Area Market Reports for January 2026 / February Available by March 6th, 2026
Top 3 Reasons to Buy a Home Before Spring
If you’re planning to buy a home this year, you may be focused on the spring market. Benefits of buying now include:
- Mortgage rates are expected to stay stable around the 6%, although many people may hope they will drop more.
- Spring usually means more homes hit the market, but in South Florida we have a busy second home season during winter months. There is more inventory coming onto the market right now with more well market priced, good condition homes trying to take advantage of the seasonal demand.
But here’s what most buyers don’t realize. Buying just a few weeks earlier could mean paying less, dealing with less stress, and getting a good interest rate.
Perfect Florida Weather!!
Florida had a bit of a very cold spell for a couple weeks like the rest of the country, but we have warmed up nicely to the perfect winter weather for Florida.
Visit our Boca Raton / Delray Beach and Port St Lucie Golf Communities and Luxury Waterfront pages for more searches and information on homes:
Boca Raton and Delray Beach Golf Communities – St Andrews CC, Mizner CC, Addison Reserve, Broken Sound and Boca West plus more…
Port St Lucie Golf Communities – Tesoro and Astor Creek Country Clubs, renowned PGA Village, and more
Luxury Homes of South Florida – Luxury and Ultra Luxury Oceanfront and Intracoastal Homes, Golf and Acreage Homes – searches for $20 Million + Oceanfront – up to $285 million exclusive estates in Manalapan and Palm Beach, $1-20 million waterfront homes and Condos, $1-20 million and $20+ million Golf and Acreage Homes – Stone Creek Ranch, St Andrews Country Club
Port St Lucie and Tradition Active Adult 55+ Homes – Valencia’s at Riverland. Del Webb, Telaro, Verano at PGA Village, Vitaliia and more…
Boca Raton Resort Area Luxury Homes and Condos – Alina, Mizner Village and Mizner Grand, Mizner Lake Estates and more …
The Home Buying Process
This page is being updated and expanded with more local information and tips on property taxes, insurance and mortgage information. Each State has different calculations for property taxes. See How Real Estate Property Taxes are Calculated in Florida.
How Much House Can You Afford?
Also visit the Mortgage Finance Center; main page for Mortgage programs, Affordability Worksheets and Calculators.
Market Trends Updates for January, 2026 / February Available March 6, 2025
View the updated Market Trends and Reports for various cities in Palm Beach County, St Lucie and Martin Counties. These reports automatically update around the 5th of the month so check back and keep up to date!
