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Are Higher Mortgage Rates Here To Stay? Mortgage rates have been back on the rise recently and that’s getting a lot of attention from the press. If you’ve been following the headlines, you may have even seen rates recently reached their highest level in over two decades (see graph below): That can feel like a little bit […]
Mortgage Rates Are Dropping. What Does That Mean for You? Two Main Factors Affecting the Drop in Mortgage Rate to 6.31% on December 15, 2022 Mortgage rates have been a hot topic in the housing market over the past 12 months. Compared to the beginning of 2022, rates have risen dramatically. Now they’re dropping, […]
There’s No Reason To Panic Over Today’s Lending Standards Home Loans Today Aren’t What They Were in the Past Today’s Mortgage Lending Standards Are Not What They Were in the Past In today’s housing market, many are beginning to wonder if we’re returning to the riskier lending habits and borrowing options that […]
New Conforming Loan Limits for Conventional Loans in 2022 Plus Increases in FHA LIMITS 2022 Conforming Loan Limit Article: The Federal Housing Finance Agency (FHFA) announced in November 2021 that the maximum conforming loan limits for mortgages to be acquired by Fannie Mae and Freddie Mac in 2022 would be raised again by […]
VA Loans: Helping Veterans Achieve Their Dreams of Homeownership The purpose of Veterans Affairs (VA) home loans is to provide a pathway to homeownership for those who have sacrificed so much by serving our nation. As the Veterans Administration says of the program: “The objective of the VA Home Loan Guaranty program is to help […]
Is a 20% Down Payment Really Necessary To Purchase a Home? 2 notifications 20% Down Payment is Common Belief Stopping Many People from Purchasing a Home There’s a common misconception that, as a homebuyer, you need to come up with 20% of the total sale price for your down payment. In fact, […]
New Conforming Loan Limit of $548,250 for Conventional Loans in 2021 UPDATED: 2022 CONFORMING LIMIT UPDATE: Read More Here for updated 2022 Limits The 2022 maximum conforming loan limit for one-unit properties will be $647,200 an increase of $98,950 from $548,250 in 2021 for most areas of the US. The average […]
[toc] Why is Pre-Approval a Critical Initial Step in Home Buying Process You may have heard that pre-approval is a great first step in the homebuying process. But why is it so important? When looking for a home, the temptation to fall in love with a house that’s outside your budget is very […]
Mortgage Rates Hit Record Lows During July, 2020 Dipping Below 3% to 2.98% on July 16, 2020 Ending at 3.01% on July 23, 2020 [toc] Interest Rates Drop for 3 Consecutive Weeks Over the past several weeks, Freddie Mac has reported the average 30-year fixed mortgage rate dropping to record lows, all the way […]
New Conforming Loan Limits for Conventional Loans in 2020 Plus Increases in FHA LIMITS UPDATED: 2022 CONFORMING LIMIT UPDATE: Read More Here for updated 2022 Limits The 2022 maximum conforming loan limit for one-unit properties will be $647,200 an increase of $98,950 from $548,250 in 2021 for most areas of the […]
1973 SW Savage Blvd., Port St Lucie, FL 34953